How Are Stake Mines Payouts Calculated | With Examples

Your Stake Mines payout is calculated with one simple formula: Payout = Bet Amount × Multiplier. The multiplier itself grows with every safe tile you reveal and depends on how many mines you've set, but once you know the multiplier at the moment you cash out, working out your actual dollar payout is straightforward multiplication. If you hit a mine instead of cashing out, your payout is $0 and your original stake is lost.

The Basic Payout Formula

Every completed Mines round (one where you cash out before hitting a mine) follows this calculation:

Payout = Bet Amount × Multiplier

For example, a $10 bet at a 3.50x multiplier returns a $35.00 payout. A $50 bet at a 1.25x multiplier returns a $62.50 payout. The multiplier itself is generated by the game's underlying formula, which factors in how many mines you selected and how many tiles you've successfully revealed — but once that multiplier is set at the moment of cashout, the payout calculation is just simple multiplication against your stake.

Mines Calculator

Where the Multiplier Comes From (Brief Overview)

The multiplier is built from a combinatorics-based formula tied to Stake's 99% RTP (1% house edge): it increases with each safe tile revealed, and it increases faster when you've selected more mines, since fewer safe tiles remain on the board relative to the total. A 1-mine setup produces a slow-growing multiplier, while a 10-mine or higher setup produces a much steeper one for the same number of tiles revealed.

If you want the full mathematical breakdown of how the multiplier itself is generated, that's covered in detail in our guide on Stake Mines multiplier calculation. For this article, what matters is simpler: whatever multiplier is displayed on your screen at the moment you click "Cashout" is the number that gets multiplied against your bet to produce your payout.

Worked Payout Examples

Here's how the payout formula plays out across a few realistic scenarios, using multipliers generated by Stake's standard 99% RTP formula.

$10 Bet, 1 Mine

• 5 tiles revealed (approx. 1.24x multiplier): Payout = $12.40, Net profit = $2.40

• 10 tiles revealed (approx. 1.65x multiplier): Payout = $16.50, Net profit = $6.50

• 20 tiles revealed (approx. 4.95x multiplier): Payout = $49.50, Net profit = $39.50

$10 Bet, 3 Mines

• 5 tiles revealed (approx. 2.00x multiplier): Payout = $20.00, Net profit = $10.00

• 10 tiles revealed (approx. 5.00x multiplier): Payout = $50.00, Net profit = $40.00

• 15 tiles revealed (approx. 18.97x multiplier): Payout = $189.70, Net profit = $179.70

$10 Bet, 5 Mines

• 5 tiles revealed (approx. 3.39x multiplier): Payout = $33.90, Net profit = $23.90

• 10 tiles revealed (approx. 17.52x multiplier): Payout = $175.20, Net profit = $165.20

• 15 tiles revealed (approx. 208.80x multiplier): Payout = $2,088.00, Net profit = $2,078.00 These examples use the same $10 stake throughout to isolate how mine count and reveal depth affect the payout on their own. In practice, your own bet size will scale every one of these figures proportionally.

Total Payout vs. Net Profit: Know the Difference

This is one of the more common points of confusion, so it's worth being precise about it.

Total payout is the full amount credited to your balance when you cash out, and it already includes your original stake. This is what the "Payout = Bet × Multiplier" formula calculates directly.

Net profit is your actual gain relative to what you risked, calculated as: Net Profit = Payout − Original Bet, or equivalently, Bet × (Multiplier − 1).

For example, a $20 bet at a 3.00x multiplier produces a $60.00 total payout, but your net profit is only $40.00, since $20 of that payout is simply your original stake being returned to you. Confusing these two figures can make a payout look larger than the actual money you've gained from the round.

Cashout Timing Is What Determines Your Final Payout

Your payout isn't fixed until the moment you click "Cashout." Every additional safe tile you reveal before cashing out increases your multiplier (and therefore your potential payout), but it also increases your risk, since the next click could reveal a mine instead of a gem.

This means two players with identical bet sizes and identical mine counts can end up with completely different payouts (or no payout at all) purely based on when they chose to stop. There's no "correct" cashout point mathematically — every additional click carries the same underlying 99% RTP regardless of how far into the round you already are, so continuing to reveal tiles doesn't inherently improve or worsen your long-run expected value relative to your stake.

Bet Size Scales Your Payout Linearly

Because the payout formula is a straight multiplication, your bet size has a direct, proportional effect on your payout at any given multiplier. Doubling your bet doubles your payout at the same multiplier; a $5 bet and a $500 bet reaching the same 10x multiplier produce payouts of $50 and $5,000 respectively — the multiplier itself doesn't change based on stake size.

This is useful to know when planning a session: if you have a target payout in mind, you can work backward from a chosen multiplier (based on your intended mine count and reveal depth) to figure out what bet size would get you there, rather than treating bet size and multiplier as independent unknowns.

How to Calculate the Bet Size Needed for a Target Payout

If you know roughly what multiplier you're aiming for, you can rearrange the payout formula to solve for the required bet size:

Bet Amount = Target Payout ÷ Multiplier

For example, if you're aiming for a $500 payout and expect to cash out around a 5.00x multiplier (based on your planned mine count and reveal depth), you'd need a $100 bet: $500 ÷ 5.00 = $100.

This calculation assumes the multiplier plays out as expected, which isn't guaranteed — you could hit a mine before reaching your intended reveal depth, resulting in a $0 payout regardless of your bet size. Planning your bet size this way is about setting a realistic target based on the math, not a guarantee of the outcome.

Using the Stake Mines Calculator for Payout Planning

Manually multiplying bet size by an estimated multiplier is simple enough for one scenario, but it becomes tedious if you're comparing several mine counts, reveal depths, or bet sizes at once. Our Stake Mines Calculator handles this directly — enter your bet amount, mine count, and number of tiles you plan to reveal, and it returns the exact multiplier, your survival probability, and the resulting payout and net profit figures instantly.

This is particularly useful for comparing trade-offs before you commit to a bet. For example, you can quickly check whether a smaller bet with more mines produces a similar potential payout to a larger bet with fewer mines, and weigh that against the very different survival probabilities behind each option.

Common Mistakes When Estimating Mines Payouts

Confusing total payout with net profit. Since the total payout includes your original stake, treating the full payout figure as "winnings" overstates your actual gain.

Assuming the multiplier is fixed regardless of when you cash out. The multiplier only reflects the number of tiles you've actually revealed at the moment of cashout — stopping earlier or later changes the number entirely.

Forgetting that a missed tile results in a $0 payout. Since hitting a mine ends the round immediately, any payout calculation only applies to the scenario where you successfully cash out before that happens. Higher targeted multipliers come with correspondingly lower odds of reaching them at all.

Not accounting for rounding. Multipliers are typically displayed to two decimal places, and displayed payout amounts may be rounded slightly as a result. For most practical purposes this difference is negligible, but it's worth knowing it exists if your manual calculation doesn't match the displayed figure to the exact cent.

Frequently Asked Questions

What is the formula for Stake Mines payouts? Payout = Bet Amount × Multiplier. This gives you the total amount credited to your balance, which includes your original stake.

How do I calculate my actual profit, not just the payout? Subtract your original bet from the total payout: Net Profit = Payout − Bet Amount, or equivalently, Bet Amount × (Multiplier − 1).

Does a bigger bet get a bigger multiplier? No. Bet size and multiplier are independent — the multiplier is determined entirely by your mine count and how many tiles you've revealed, while bet size only scales the resulting payout amount.

What happens to my payout if I hit a mine? Your payout is $0, and your original stake for that round is lost, since hitting a mine ends the round immediately without a cashout.

Can I calculate what bet size I need for a specific payout goal? Yes. Divide your target payout by the multiplier you expect to reach: Bet Amount = Target Payout ÷ Multiplier. Keep in mind this assumes you successfully reach that multiplier before hitting a mine.

Is there a way to check my exact payout before playing a round? Yes. Our Stake Mines Calculator calculates the exact multiplier, payout, and net profit for any bet amount, mine count, and reveal depth you enter.

Does the payout formula change based on how many mines I select? The payout formula itself (Bet × Multiplier) stays the same regardless of mine count. What changes is the multiplier value itself, which grows faster with higher mine counts for the same number of tiles revealed.

Why did my actual payout differ slightly from my manual calculation? This is usually due to rounding, since displayed multipliers are typically shown to two decimal places rather than the full unrounded figure.

Key Takeaway

Stake Mines payouts come down to one core formula — Bet Amount × Multiplier — with the multiplier itself shaped by your mine count and how many tiles you've revealed before cashing out. The key distinction to keep in mind is that your total payout includes your original stake, so your actual profit is always the payout minus your bet. Rather than tracking multiple scenarios by hand, our Stake Mines Calculator can instantly show you the payout and net profit for any bet size, mine count, and reveal depth you're considering.